Personalized Mortgage Services by Julie Ryan | Julie Ryan

Meet Your 24hr Loan Officer

I'm Julie Ryan — a wholesale mortgage broker based in Upland, CA, and I've been doing this for over 23 years. Not because it's easy, but because I'm genuinely good at it, and because the right loan changes people's lives.

I started in the industry before the market crash, survived it, and came out the other side knowing exactly who I am as a loan officer: someone who figures out the hard ones. My clients are self-employed business owners, real estate investors, seniors navigating reverse mortgages, and families building their first home from the ground up. What they have in common is that they needed someone who wouldn't give up on their file.

I'm licensed in California, Arizona, Nevada, and North Dakota, and I work through Barrett Financial Group's wholesale platform — which means I have access to lenders and programs that retail banks simply don't offer.

If you've been told no, or you're not sure where to start, call me. I'll tell you the truth about your options, and if there's a path, we'll find it together.

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Mortgage Solutions

Helping clients navigate financing with expertise and personal service.

Trusted Guidance for Seniors

Reverse mortgages are one of the most misunderstood products in lending — and one of the most powerful for the right client. If you or a family member is 62 or older and sitting on home equity, let's talk about what's actually possible. No pressure, no obligation — just clear information from someone who's closed these loans and knows how they work.

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Client Education

I offer free Zoom education sessions for first-time buyers, self-employed borrowers, and real estate investors who want to understand the process before they apply. Knowledge is leverage — and I want you to have it. Call or text to schedule: 909-856-9374

Call for a Free Zoom Class

Customer Reviews

See what our clients say about their mortgage experience with us.

Julie made the mortgage process easy and stress-free. She worked with us for over a year, until we were ready to pull the trigger. Highly recommend her services!

Jason J.

Los Angeles

I truly don’t know how I would’ve gotten through the homebuying process without Julie Ryan. From day one, she was in constant communication with me we were on the phone almost every single day. She walked me through everything step by step and made sure I always knew what was going on. I never once felt confused, lost, or unsure.

Sabrina D.

Riverside, CA

★★★★★

Trust

Your partner in finding the right financing solutions.

Contact Today

julie@barrettfinancial.com

909-856-9374