Our Services

Expert mortgage solutions tailored for homebuyers, homeowners,
and real estate investors with
personalized service.

Mortgage Consultation

Receive personalized guidance to navigate the home buying process with clarity and confidence for your needs.

Refinancing Options

Explore refinancing solutions designed to help you save money, complete home upgrades, consolidate and achieve your financial goals effectively.

woman in gray tank top and blue denim jeans sitting on bed
woman in gray tank top and blue denim jeans sitting on bed
FHA Home Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates

Loan Programs

Mortgage options I can Help You With

Conventional Loans

A Conventional loan refers to a mortgage that is not insured or guaranteed by any government agency, such as the FHA, VA, or USDA.

Mortgage Education

Educating clients on mortgage options and financing solutions.

Reverse Mortgage

A Reverse mortgage is a financial product available to homeowners typically aged 62 or older to allow them to convert a portion of their home equity into cash without having to sell their home.

Non-QM Loans

A Non-QM (Qualified Mortgage) loan is a type of mortgage that doesn't meet the standards set forth by the Consumer Financial Protection Bureau (CFPB) for qualified mortgages.

Jumbo Loans

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $766,550 in...

And So Much More!

Julie Ryan made my mortgage process easy and stress-free. Her expertise and personal touch helped me secure the perfect financing for my new home!

Michelle R.

The image features the exterior of a bank building with large signs displaying the name 'China Minsheng Bank' in both Chinese characters and in English. The design includes a logo with the initials 'S' in green and blue. The building's facade consists of reflective glass and concrete elements, with some greenery visible at the bottom.
The image features the exterior of a bank building with large signs displaying the name 'China Minsheng Bank' in both Chinese characters and in English. The design includes a logo with the initials 'S' in green and blue. The building's facade consists of reflective glass and concrete elements, with some greenery visible at the bottom.

★★★★★